First Time Homebuyer Information & Education

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First Time Homebuyers

Being a first time homebuyer can be both a very scary yet exciting experience. Here is a list of some of the most common questions about being a first time homebuyer:

  • Where do I go to obtain a loan for first time homebuyers

  • Is there anywhere that I can get some down payment assistance from?

  • Do I need a down payment?

  • Can I get approved for a mortgage loan?

  • What is the difference between an FHA loan and a conventional loan?

  • Can I get approved for a mortgage with less than perfect credit?

  • How much of a home can I afford?

  • Who should I contact first, a Realtor or a Mortgage Professional?

  • Do I need to get pre-approved for a mortgage?

  • What is the difference between a pre-approval and a pre-qualification?

  • What is the credit score requirement for 100% financing

  • How much are closing costs?

  • Should I get a fixed rate or an adjustable rate?

  • Is a Pay Option ARM a good loan choice for me?

  • What are some common mistakes that I should avoid when buying my first home?

  • What programs are available for First Time Homebuyers?

  • How can I improve my credit score so that I can qualify for a better rate?

  • What rate do I qualify for?

  • What should I look for in a house?

  • When can I move into my new house?

  • When do I get the keys to my new house?

  • Can I back out of a purchase agreement if I decide I do not want to buy a house?

  • Should I buy a home or continue to rent?

  • What is a reasonable offer on a house?

These questions and many more will be answered throughout this website that was designed with the first time homebuyer in mind. Being a first time homebuyer means that you should learn a little bit about what it means to be a homeowner, and also about how to buy a home from start to finish along with obtaining a mortgage. Please navigate through our site, use the site search feature, and the links to find whatever information you would like to know. If you have a question please contact us and a licensed mortgage professional will be happy to assist you. Thank you very much for visiting and hopefully you will be able to obtain all of the information that you need from our site. Good luck with the home-buying process and congratulations on making the decision to enter the land of "homeownership."


Information listed above is to be used for educational purposes only and is not guaranteed

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